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  • Funeral Planning Checklist from Funeral Advantage

    Planning a funeral can seem complicated and feel overwhelming, and it usually happens during a very emotional time. A good checklist can help get you over the rough spots and make the process a little easier.

    Federal Trade Commission offers extensive funeral tips on its website, including a Funeral Pricing Checklist that can help you calculate costs. You can check average prices online or call local funeral 永续合约|合约交易所_永续合约homes to get a general idea of expenses before you go in. Most funeral 永续合约|合约交易所_永续合约homes will offer a basic service package, but this typically doesn’t include things like using the funeral 永续合约|合约交易所_永续合约home for visitation, using a hearse or limousine on the day of the funeral, or needing staff and equipment for a graveside service.

    While researching funeral costs and other burial expenses, you should check to see whether the deceased had a life insurance policy. If they did, it’s important to contact the insurance provider as soon as possible so they can start their claim process. The death benefit from the policy can help cover a lot of the costs you’ll be incurring, but it might not be available in time. Contact the insurance provider to see what options are available.

    GET HELP WITH FUNERAL COSTS

    Contact a funeral 永续合约|合约交易所_永续合约home

    When you’ve chosen a funeral 永续合约|合约交易所_永续合约home, make an appointment to go over the details of the service. It’s important to take a friend or family member with you. You’ll be asked to make a lot of decisions, and it helps to have someone there to share the responsibility. Here are some of the decisions you’ll need to make:

    • Whether the deceased will be cremated or buried
    • Selection of a casket and burial vault or cremation urn
    • What kind of service to have and where
    • Whether there will be a viewing or family visitation
    • The clothing and jewelry the deceased will wear
    • Floral arrangements, music, and passages to be read
    • Funeral transportation for the family
    • The final resting place

    Prepare the funeral service

    If there is a specific person you’d like to perform the service – or place you’d like a part of the service held – make sure someone makes those arrangements for you.

    You should also decide who else will participate in the funeral. This includes pallbearers if there is to be a casket, an organist or other musicians, and family members or friends to read passages and give the eulogy.

    Part of preparing for the funeral service includes putting together an obituary. Obituaries are a unique place for you to highlight things like when and where they were born, the schools they attended, communities they lived in, jobs they had, and who they are survived by. If you want people to donate to a charity instead of sending flowers, mention that in the obituary.

    Funeral planning worksheet

    Next steps

    Losing a loved one is never easy. Knowing what to do can be overwhelming at times. There are literally hundreds of decisions that must be made.

    One of the biggest decisions surviving loved ones have to make is how to handle the funeral arrangements. Unfortunately, families are often unprepared for how much the funeral will cost. Funeral costs have been rising steadily over the last decade. Without the proper guidance, families can emotionally overspend by hundreds or thousands of dollars.

    To learn more about how you can manage funeral costs, get a free final expense insurance quote.

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